[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.moscom.cz\/bude-sjednani-pojisteni-problem\/#Article","mainEntityOfPage":"https:\/\/www.moscom.cz\/bude-sjednani-pojisteni-problem\/","headline":"Bude sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed probl\u00e9m?","name":"Bude sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed probl\u00e9m?","description":"V\u00e1h\u00e1te nad t\u00edm, zda sjednat nebo nesjednat poji\u0161t\u011bn\u00ed? Mo\u017en\u00e1 se tr\u00e1p\u00edte zbyte\u010dn\u011b a v\u00e1\u0161 probl\u00e9m se s\u00e1m vy\u0159e\u0161\u00ed. M\u016f\u017eete toti\u017e pat\u0159it do skupiny lid\u00ed, kte\u0159\u00ed mohou m\u00edt s\u00a0poji\u0161t\u011bn\u00edm probl\u00e9my. Ka\u017ed\u00e1 … ","datePublished":"2020-01-14","dateModified":"2020-01-14","author":{"@type":"Person","@id":"https:\/\/www.moscom.cz\/author\/#Person","name":"","url":"https:\/\/www.moscom.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"moscom.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.moscom.cz\/wp-content\/uploads\/img_a368125_w4219_t1580457944.jpg","url":"https:\/\/www.moscom.cz\/wp-content\/uploads\/img_a368125_w4219_t1580457944.jpg","height":0,"width":0},"url":"https:\/\/www.moscom.cz\/bude-sjednani-pojisteni-problem\/","about":["Pen\u00edze"],"wordCount":409,"articleBody":"V\u00e1h\u00e1te nad t\u00edm, zda sjednat nebo nesjednat poji\u0161t\u011bn\u00ed? Mo\u017en\u00e1 se tr\u00e1p\u00edte zbyte\u010dn\u011b a v\u00e1\u0161 probl\u00e9m se s\u00e1m vy\u0159e\u0161\u00ed. M\u016f\u017eete toti\u017e pat\u0159it do skupiny lid\u00ed, kte\u0159\u00ed mohou m\u00edt s\u00a0poji\u0161t\u011bn\u00edm probl\u00e9my. Ka\u017ed\u00e1 poji\u0161\u0165ovna zv\u00e1\u017e\u00ed, zda pr\u00e1v\u011b vy, pro ni nejste rizikovou osobou. Do rizikov\u00e9 skupiny mohou pat\u0159it t\u011bhotn\u00e9 \u017eeny, senio\u0159i, sportovci a lid\u00e9 s\u00a0chronick\u00fdm onemocn\u011bn\u00edm. Probl\u00e9m mohou m\u00edt i osoby s\u00a0rizikov\u00fdm povol\u00e1n\u00edm. Neznamen\u00e1 to, \u017ee v\u00a0\u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b poji\u0161t\u011bni nebudou. Z\u00e1le\u017e\u00ed na tom, jakou poji\u0161\u0165ovnu zvol\u00ed. Pojistn\u00e1 smlouva p\u0159esto, ale uzav\u0159ena b\u00fdt nemus\u00ed. N\u011bkter\u00e9 poji\u0161\u0165ovny, nap\u0159\u00edklad u sportovc\u016f, p\u0159\u00edpadn\u00e9 riziko nezji\u0161\u0165uj\u00ed.Probl\u00e9m mohou m\u00edt i osoby s\u00a0rizikov\u00fdm povol\u00e1n\u00edm. K\u00a0rizikov\u00fdm povol\u00e1n\u00edm pat\u0159\u00ed hasi\u010di, policist\u00e9 i d\u011bln\u00edci vybran\u00fdch nebezpe\u010dn\u00fdch profes\u00ed. Op\u011bt v\u00a0tomto p\u0159\u00edpad\u011b z\u00e1le\u017e\u00ed na v\u00fdb\u011bru poji\u0161\u0165ovny. S\u00a0poji\u0161t\u011bn\u00edm mohou m\u00edt probl\u00e9my senio\u0159i, kte\u0159\u00ed jsou n\u00e1chyln\u011bj\u0161\u00ed k\u00a0\u00faraz\u016fm. Zvl\u00e1\u0161\u0165 pokud se jedn\u00e1 o \u00farazy s\u00a0n\u00e1sledkem hospitalizace, zlomeniny a poran\u011bn\u00ed. \u017divotn\u00ed a \u00farazov\u00e9 poji\u0161t\u011bn\u00ed je ur\u010deno p\u0159edev\u0161\u00edm pro zdrav\u00e9 poji\u0161t\u011bnce. M\u016f\u017ee se v\u00e1m st\u00e1t, \u017ee p\u0159i vypln\u011bn\u00ed smlouvy n\u011bkter\u00fdm v\u00fdraz\u016fm nebudete rozum\u011bt. Mo\u017en\u00e1 nev\u00edte, \u017ee do ne\u017eivotn\u00edho poji\u0161t\u011bn\u00ed spadaj\u00ed \u00farazov\u00e1, nemocensk\u00e9, majetkov\u00e1 a poji\u0161t\u011bn\u00ed odpov\u011bdnosti.D\u016fle\u017eit\u00e1 pro v\u00e1s bude v\u017edy informace o cen\u011b, kterou za poskytnut\u00ed pojistn\u00e9 smlouvy zaplat\u00edte \u2013 pojistn\u00e9. V\u017edy se zeptejte na v\u00fd\u0161i pojistn\u00e9ho pln\u011bn\u00ed, kter\u00e9 v\u00e1s informuje o \u010d\u00e1stce vyplacen\u00e9 v\u00a0p\u0159\u00edpad\u011b pln\u011bn\u00ed. Pokud si sjedn\u00e1te poji\u0161t\u011bn\u00ed rodinn\u00e9, bude se vztahovat nejen na pojistn\u00edka. Zahrnut v\u00a0poji\u0161t\u011bn\u00ed bude druh\u00fd z\u00a0partner\u016f, v\u010detn\u011b d\u011bt\u00ed. Dbejte na to, aby ve smlouv\u011b byla jasn\u011b sjedn\u00e1na pojistn\u00e1 ud\u00e1lost, ze kter\u00e9 vypl\u00edv\u00e1, v\u00a0jak\u00e9m p\u0159\u00edpad\u011b je v\u00e1m poji\u0161\u0165ovna povinna pln\u011bn\u00ed vyplatit. V\u011bnujte dostate\u010dnou pozornost p\u0159e\u010dten\u00ed nejen smlouvy samotn\u00e9. Zam\u011b\u0159te se i na v\u0161eobecn\u00e9 podm\u00ednky, kter\u00e9 sou\u010d\u00e1st smlouvy tak\u00e9 tvo\u0159\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                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